Loan Modification

 

A Loan Modification is a formal agreement in which a mortgage lender agrees to favorably change (modify) the term of a borrower’s loan. The change in term can be temporary or permanent and may include lowering the borrower’s interest rate, reduction of the principal balance, extension of the repayment period, deferment of delinquent payments, or a combination of these factors. To find out more about loan modifications, order our FREE eBook, Successfully Modifying your Mortgage: What Your Bank Requires For Approval.

 

The Home Affordable Modification Program

 

Are you eligible?

 

If you have missed mortgage payments or are struggling to remain current, you may be eligible for a Home Affordable Modification. The Home Affordable Modification permanently changes the terms of your mortgage loan, decreases the payment and enables you to comfortably keep your home.

 

To determine your eligibility for Home Affordable PAYMENT RELIEF, please complete the form below.

Successfully Modifying Your Mortgage:
What Your Banks Requires For Approval
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Without expert assistance, 70% of loan modifications fail. Find out what your bank requires to APPROVE your loan modification.
What is the property address (include city, state & zip)?
Is the subject home your primary residence? YesNo
If the subject property a rental, is it leased or going to be leased in the near future? YesNo
Is the amount owed equal or less than $729,750? YesNo
Have you experienced a decrease in income? YesNo
Have you experienced an increase in expenses (medical bills, etc.)? YesNo
Was your mortgage taken out prior to January 1, 2009? YesNo
What is your total monthly gross income?
What is your total monthly payment (including principal, interest, taxes & insurance)?
First Name:
Last Name:
Email Address:
Phone #:
Question or comment: